Going abroad should be an unforgettable experience for all the right reasons… However, when something goes wrong, it can turn into a nightmare if you haven’t taken out the appropriate level of travel insurance cover.

Fortunately though, it doesn’t take much effort to organise some travel insurance before you go away, and going from getting your first quote to actually having bought and paid for some cover can take less than five minutes.

From the very moment you leave home until you return, travel insurance will protect your health and your possessions – the extent of the cover depending on, of course, what level of cover you purchased.  With the average Brit taking over £1,000 worth of possessions when they go abroad, travel insurance is crucial.

And not only this, but if your holiday is cancelled or curtailed due to companies going bust or events outside your control, you can even buy cover to protect you in these instances, too.

And if you’re covered by medical insurance and believe yourself to be covered while abroad, do be sure to check the small print, because this is often not the case.

And on top of a standard insurance package, most insurers offer cover for the following:

• Pre-existing medical conditions

• Sports insurance (perfect for skiing holidays etc.)

• Travel to high-risk countries such as terrorist nations or nations prone to natural calamities.

… But what if something goes wrong and you haven’t got travel insurance cover, or haven’t got a level of cover that adequately protects you against all eventualities?

Well, you may not know this, but if you suffer an injury abroad that wasn’t your fault, then you could be entitled to make a no win no fee claim from company’s such as first4lawyers – just ensure that you have enough picture and written evidence as possible in order to support your claim, and make it within three years of suffering your injury.

Medicalsolicitors.com is one for the best companies around to whom you can turn for legal advice and guidance when it comes to personal injury law.

For more finance and insurance tips, visit the My Finance Guide Money Blog.